Merchant Account Underwriting Tools

TRICKY FRAUDSTERS

If I were a merchant underwriter I would look further into my portfolio than just these named and allegedly fraudulent accounts to see if there may be additional related accounts. The below businesses and principals are presumed to be devoid of guilt unless such is established by legal action. Following this list are other business names that connect to defendant Brandon Chapnick:

HEALTH FORMULAS, LLC, a California limited liability company, also doing business as

  •  SIMPLE PURE NUTRITION,

PURE VITAMINS, LLC, a Nevada limited liability company,

LONGHORN MARKETING, LLC, a Nevada limited liability company, also doing business as

  • MEN’S HEALTH FORMULAS, LLC, LIFE VITAMINS, and UNLEASH THE THUNDER,

METHOD DIRECT, LLC, a Nevada limited liability company, also doing business as

  • EXTAMAX, LLC, VITAMAN LABS, ,
  • VITAFIT, AND PLAYBOY OFFER/DVD ENTERTAINMENT,

WEIGHT LOSS DOJO, LLC, a Nevada limited liability company, also doing business as

  • FITNESS DVDS,
  • VIP SAVINGS, LLC, a Nevada limited liability company, also doing business as
  • VIP SAVINGS CENTER,

DJD DISTRIBUTION, LLC, a California limited liability company,

MDCC, LLC, a Nevada limited liability company, also doing business as

  • METHOD DIRECT CALL CENTER,

BRANDON CHAPNICK, individually and as an officer or manager of Chapnick, Smokier &  Chapnick, Inc., Method Direct, LLC, Pure Vitamins, LLC, Weight Loss Dojo, LLC, and  MDCC, LLC,

KEITH SMUKLER, individually and as an officer or manager of Chapnick, Smokier & Chapnick, Inc., Health Formulas, LLC, Method Direct, LLC, VIP Savings, LLC, MDCC, LLC, Longhorn Marketing, LLC, Pure Vitamins, LLC, Weight Loss Dojo, LLC,and DJD Distribution, LLC,

DANELLE MILLER, also known as DANELLE FOLTA and DANELLE KENEALY, individually and as an officer or manager of Method Direct, LLC, Health Formulas, LLC, MDCC, LLC, Pure Vitamins, LLC, and Weight Loss Dojo, LLC,

JASON MILLER, individually and as an officer or manager of Weight Loss Doj, LLC, Health Formulas, LLC, Method Direct, LLC,  Pure Vitamins, LLC, and MDCC, LLC,

According to an FTC filing on October 7, 2014 (Case 2:14-cv-01649-JAD-GWF – US District Court Nevada) which are allegations and not proof of guilt:

“Defendants trick consumers into disclosing their credit and debit card information  to enroll them into expensive programs with recurring monthly charges. Whether Defendants  offer weight loss, virility, muscle-building products, or skin creams, they deceptively tout offers  for purportedly “free” trials that cost only a nominal shipping and handling fee or for greatly  discounted prices. Consumers often experience the same result: substantial and unexpected recurring charges or debits. Defendants often upsell additional products in the same manner, and for consumers, getting a refund is an exercise in frustration. Furthermore, Defendants advertise their green coffee bean extract and raspberry ketone weight loss supplements (marketed under the names “RKG Extreme” and “Pure Green Coffee Bean Plus”) by claiming they offer rapid  and substantial weight loss without the need for diet or exercise, but Defendants fail to deliver on these promises.”

Its just possible that some of the following accounts, all registered at the same address in Watford,UK, some within the last few weeks, may connect with the defendants and could reside, unidentified, in your portfolio, subject to potential chargeback activity, although there is no known activity:

Nutra Direct Bc3 Ltd

Alonzo Product Marketing Bc1 Ltd

Pure health Bc2 Ltd

Direct Products Bc5 Ltd

Health Products Bc4

Csc Bc6 Ltd

Gavkiota Direct Bc8 Ltd

Ventura Direct Bc7 Ltd

Greenwich Products Bc9 Ltd

Hudson Marketing Bc10 Ltd

Spring Street Marketing Bc12 Ltd

Nolita Products Direct Bc11 Ltd

Bowery Marketing Bc16 Limited

Bimini Marketing Bc15 Limited

Centerline Marketing Bc16 Limited

Compass Marketing Bc21 Limited

Masthead Marketing Bc22 Limited

Fairway Marketing Bc14 Limited

Eastwind Marketing Bc14 Limited

Radar Marketing Bc23 Limited

Downwind Marketing Bc19 Limited

Coastal Marketing Bc17 Limited

 Acquirer Risk Management Solutions, Inc (ARMS) can help keep crooks out of your portfolio.

 

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