Someone must have thought this was a good idea at some point. According to allegations in the new FTC filing CardReady LLC, an independent sales organization, and its executives, Brandon A. Becker, James F. Berland and Andrew S. Padnick, arranged for at least 26 shell merchant accounts to 
be used to process credit card payments for a debt relief operation the agency sued in June, 2015. See https://www.ftc.gov/news-events/press-releases/2013/09/ftc-settlement-bans-defendants-engaging-debt-collection-and. Key persons in that shut down, Steven D. Short and Karissa L. Dyar, had previously been banned from providing various types of financial services in a similar scam, Pro credit Group in 2013.In that scam they were assisted by a Brett Johnson, a repeat offender from a 2009 case, https://www.ftc.gov/news-events/press-releases/2010/03/loan-pitchman-permanently-banned-telemarketing.
When scammers cannot gain or maintain access to the credit card networks through legitimate means, they frequently turn to illegal credit card laundering as a way to process credit card transactions through another person or entity.
“Our investigation went beyond the telemarketers who swindled consumers out of their money,” said Jessica Rich, director of the FTC’s Bureau of Consumer Protection.http://acquirerrisk.com/ftc-v-cardready-case-815-cv-01417-sdm-eaj-document-58-filed-122115-page-1-of-34-pageid-2179/ “We also stopped the credit card processing operation that hid their illegal transactions. Credit card laundering isn’t just bad business – it’s against the law.” 
As we have posted ad nauseam, the scamsters keep coming back. http://acquirerrisk.com/they-dont-just-go-away/
We can help you avoid the bad apples.
gag!